Savings Corner
DECEMBER 27, 2023
And if you’re renovating a space to sell products or perform services, you may need to ask local officials for a zoning change. Usually, you can qualify for a business credit card based on your personal credit score, so these can be good tools for startup financing. Hair stylists need cosmetology licenses.
Family Balance Sheet
DECEMBER 29, 2020
One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. One summer, we didn’t have enough money to cover vacation and some day trips, so we hosted a yard sale to find the extra cash.
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Family Balance Sheet
MARCH 9, 2018
One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. I created my Summer Budget Spreadsheet , because I never wanted to feel that we couldn’t afford a camping trip again.
Savings Corner
APRIL 4, 2024
The amount you can borrow with a home equity loan is based on the current market value of your home, the size of your mortgage and personal financials like your credit score and income. The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors.
Family Balance Sheet
APRIL 2, 2022
Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. We found junior tennis rackets at a yard sale for our kids. It can be an expensive season and it’s best to plan ahead. Get a community pool pass.
Prairie Eco-Thrifter
MARCH 10, 2013
Read and understand any documents and understand the conditions of the sale and post sale (warranties and etc). Doing a short sale? Is the house pristine and the sale price rock bottom? Think about the ‘extras’ that may tempt you post sale – keeping up with the Jones type extras. Research your options.
Family Balance Sheet
MARCH 22, 2019
Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. We found junior tennis rackets at a yard sale for our kids. Picture credit: American Flags , Ferris wheel , Beach Chairs. Need some summer cash? .
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