The Frugal Girl

FEBRUARY 18, 2024

I’ve been an architect, day-care teacher to toddlers, and library clerk, but am currently a SAHM to a 14yo son and 9yo daughter. We share our home with a 70lb rescued mutt. After I became a mother, finances became much more complicated. Having money already set aside also means we can pay upfront for most home maintenance costs.

Kids and Family 181

Kids and Family Home and Garden Money Frugal 181

Family Balance Sheet

AUGUST 25, 2014

At 8:15 this morning, my youngest daughter climbed on the bus for her first day of first grade. Since the fall of 2005, I have primarily been a stay at home mother to our two daughters. My husband and I agreed early in our marriage that our goal was for me to stay at home with our children.

Kids and Family 100

Kids and Family Daughter 2005 Mother's 100

The Frugal Girl

NOVEMBER 13, 2023

I’m a long-distance cyclist, a triathlete, a wife, a mother of two, a sister, a daughter, a friend, DIY-er, and a community member! Sunrise with my daughter at Lake Michigan Our son is now 15, and about 25 hours into his private pilot’s license, which he’s funding by earning money working for my father-in-law.

Kids and Family 186

Kids and Family Parenting Cars Car 186

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

SEPTEMBER 23, 2022

In the hectic season of life that I am in right now of mothering 2 teenage daughters, owning a business with my husband, and running our home, my planner needs to hold it all together for me to stay on task. And at the time, a planner made me feel like such a grown-up. The same is true today.

College 130

College 2018 Video Paper 130

Couponing 101

APRIL 16, 2019

With a late Easter this year, it’s easy for Mother’s Day to sneak up on us. Shop these deals today and tomorrow to get the mothers, grandmothers and great-grandmothers in your life something special! Personalized Mother’s Day Tote Bag. Mother’s Day Necklace & Card. Price: $9.99 (reg.

Mother's 74

Mother's Gifts Grandmother Expires 74

Family Balance Sheet

OCTOBER 30, 2020

In the hectic season of life that I am in right now of mothering 2 daughters (1 teenager and 1 tween), owning 2 businesses with my husband, and running our home, my planner needs to hold it all together for me to stay on task. And at the time, a planner made me feel like such a grown up. The same is true today.

College 130

College Gratitude 2018 2020 130

The Frugal Girl

JANUARY 22, 2024

Clark, our cat, the day after we brought him home from the shelter. We are very blessed that my husband earns enough so that I have been able to stay at home and homeschool–so my “why” in saving money is to balance that out. This only happened after we stopped owning homes and became renters.

Rent 177

Rent Son Frugal Home and Garden 177

Family Balance Sheet

DECEMBER 1, 2014

I grew up baking cut out Christmas cookies with my mother and grandmother. I’ve started my own tradition with my daughters. I came home with 6 different varieties of cookies. Ask everyone to bring 3 things to the party: One dozen cookies for each of the participants to take home. We call them Sand Tarts.

Swap 185

Swap Cookies Organic Organization 185

Family Balance Sheet

NOVEMBER 26, 2012

So when our oldest daughter was born 7 years ago, we were over-joyed.and maybe a bit overwhelmed. Right after our daughter was born, I read an article in the newspaper that tugged at my heart and my postpartum hormones. The sponsor then delivers the gifts and food by mid-December to the family's home. I'm so glad that we did.

Family 147

Family Holiday 2005 Daughter 147

Family Balance Sheet

AUGUST 11, 2014

I am a single mom who lives in the Greensboro, NC area with my 6 year old daughter, Emme and 9 year old mutt, Belle. My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. (He Watch Tracy’s Debt Free Scream.

Debt Free 235

Debt Free Debt Mom Goals 235

Couponing 101

MAY 1, 2019

If you’re looking for affordable, last-minute Mother’s Day gifts, I bet you’re searching on Amazon. The five bands have varying resistance levels, giving her endless options for at-home, in-the-gym or on-the-road workouts. Shop Amazon’s curated collection of Mother’s Day cards right here !

Mom 78

Mom Gifts Mother's Home and Garden 78

Family Balance Sheet

OCTOBER 16, 2012

When I opened up this space 4 years ago, I was a mother to a 3 year old and an infant. I was nursing a babe, had two kids in diapers, and prayed I didn't smell of breast milk when my husband came home from work. Our oldest daughter entered first grade. I'm no longer a stay-at-home mom. I vaguely remember that person.

Kids and Family 174

Kids and Family Lunch Lunches Mom 174

Family Balance Sheet

APRIL 24, 2014

What I never expected or intended was that I would be 36 when I would become a mother. This photo was taken the morning after the home birth of our oldest daughter. Yes, you read that right–a home birth, but that story is for another time. Our daughter was born at 6 pm on a fall day in 2005.

Mom 113

Mom 2005 Daughter Photos 113

Couponing 101

DECEMBER 11, 2014

Her daughter Marion tested recipes and made the illustrations, and they sold their mother-daughter project from Irma’s apartment. Seventy-five years ago, a St. Louis widow named Irma Rombauer took her life savings and self-published a book called The Joy of Cooking. Awesome gift idea for someone who loves to cook.

Cooking 80

Cooking St. Louis 2008 Daughter 80

Family Balance Sheet

JUNE 4, 2015

The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution. Unfortunately things changed rather quickly.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

SEPTEMBER 23, 2013

Many new mothers are unsure about what activities are appropriate, if any, for their baby and so the question, ‘What activities can I do with my baby?’ I know I was very confused as to the amount of interaction and activity I should be doing with my newborn daughter. is often asked.

Baby 185

Baby Music Sewing Machines Musical Instruments 185

Coupons Do Work

SEPTEMBER 16, 2016

Two weeks ago, I got sick (being a mother, one of our super powers is the fact is when the kids get sick, we pick it up…). The following morning, I took my kids to school, came home and went to bed, except something was different. My daughter had an infection in her baby tooth. I have been in a little depressed mood.

Fans 100

Fans Kids and Family Arlington Chocolate 100

Nicoles Nickels

MAY 10, 2013

Amanda at A Few Shortcuts is planning her own perfect Mother’s Day. This week’s recipe, Sour Cream Coffee Cake is one I would really like to have on my Mother’s Day morning. Perhaps I’ll just have to leave this post up on my computer screen so my daughter gets the hint.

Cake 65

Cake Recipes Coffee Mother's 65

Family Balance Sheet

JANUARY 18, 2011

I am a wife, mother, home manager, business manager and a woman who would also like to read an occasional book or maybe take an occasional yoga class and definitely post on my blog on a more regular basis. It is broken down by my office jobs: business office, home office and projects. I had to refocus and basically suck-it-up.

Rent 127

Rent Office Simple Daughter 127

Family Balance Sheet

DECEMBER 23, 2017

In the hectic season that I am in right now of mothering 2 tween daughters, owning 2 businesses with my husband, and running our home, my planner holds it all together for me to stay on task. And at the time, a planner made me feel like such a grown up. The same is true today. My planner makes adulting so much easier.

2018 100

2018 Video College Gratitude 100

Family Balance Sheet

MAY 5, 2011

Is your passion to be or become a work-at-home mom? Do you look at successful, online mompreneurs and wonder how they manage a successful career, nurture their husband and children, run a household and maybe even home school? My kids are growing so fast and my husband and I are very grateful that I am home with them.

Cake 127

Cake Work At Home Kids and Family Home 127

Family Balance Sheet

JUNE 4, 2014

Over the Memorial Day weekend, we headed to the Big Apple to see a Broadway show with my daughters’ Girl Scout troop and their families. We were thrilled to find out that Carly Rae Jepsen was starring as Cinderella and Fran Drescher would be the Step Mother. After the show, we ate dinner and took in the sights of Times Square.

New York City 113

New York City New York Girls New Jersey 113

For the Mommas

AUGUST 2, 2014

The Preacher’s Daughter begins a remarkable journey of heartache and homespun delight–a series readers will find impossible to forget. Paradise, Pennsylvania, is likened to a little slice of heaven on earth…but for Annie Zook–the preacher’s eldest daughter–it seems like a dead-end street.

Daughter 51

Daughter Pennsylvania Mother's Ban 51

Nicoles Nickels

JANUARY 10, 2013

My daughter, who was 34 weeks pregnant, had her weekly OB appointment Monday afternoon. She gets sent to the hospital for observation and tests and I, as her mom, start to freak out (as designated in the mother contract)! After a few hours, though, her BP drops and they reluctantly decide she can come home.

New Year's 59

New Year's Daughter Mom Health and Beauty 59

For the Mommas

JUNE 15, 2012

“Longtime wife and mother Ruth Bendel loves her family but hates her life. Who will take care of her son Doug’s daughters when he flies off for a romantic week with his wife? How can youngest daughter Melissa contemplate getting pregnant now that she’s the child of a broken home?

Son 72

Son Kids and Family Daughter Audio 72

Family Balance Sheet

DECEMBER 30, 2014

The room (and my home) is a complete mess. In our defense, we left at noon on Christmas to visit family four hours away and didn’t get back until late Saturday night, but as hard as I try, our home is usually quite chaotic, and… This is how we live. With all of the craziness, our home has been painfully neglected.

Kids and Family 187

Kids and Family Home Cleaning Wellness 187

Family Balance Sheet

JANUARY 5, 2018

Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me. I usually leave for work around 8:30 after my youngest daughter gets on the bus.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JANUARY 11, 2016

As the mother of two young daughters I can totally relate to delusional thoughts about fairies as I have been waiting for the cleaning fairy to stop by for years. It was my way to contribute to our finances while I was staying at home with her. This post is sponsored by Chris Hogan and Retire Inspired.

2016 100

2016 Debt Finance Tools 100

Coupons Do Work

SEPTEMBER 12, 2016

I am a single mother of two and I was thinking, since we are hardly home due to kids after school activities… and when the kids are home, they play / do homework / read… tv is the last thing on all of our minds. My daughter had to get a baby tooth pulled. I got $333.33 back due to him not needing xrays.

Watches 100

Watches Kids and Family Arlington Music 100

For the Mommas

MAY 31, 2016

Cleaning and Home Organization by Lisa Johnson. Discover proven steps and strategies on how to easily and effectively clean and organize your home in 24 hours or less. ” With genuine and frank honesty, she describes how she and husband Ian Gomez eventually found their daughter. Quick and Easy Recipes by Hannie P.

Green 40

Green Meals Cheap Motivation 40

For the Mommas

MAY 20, 2012

June MacDonald’s fate is sealed the day she is born when her mother, Cathy, defies her husband Jimmy by giving their new daughter a pagan name instead of a Catholic saint’s, as is their tradition. Please check to be sure they are still free when you download. Download: The Skye in June.

June 74

June San Francisco Grow Your Own Kids and Family 74

Couponing 101

OCTOBER 8, 2019

Whether you’re shopping for your mother, your sister, your girlfriend, your wife, your daughter, or your boss, you’re probably hoping she’ll love the present you selected for her. Home Decor. The special woman in your life deserves a special gift. But selecting the right gift isn’t always easy.

2019 40

2019 Holiday Gifts Jewelry 40

For the Mommas

JUNE 29, 2014

The Coach’s Daughter, A Journey Into God’s Faithfulness by Jill Woodruff. The daughter of legendary football coach Don James and wife of football coach Jeff Woodruff, Jill expected a life of fun, family…and lots of football. A medical condition that left doctors puzzled and Jill a prisoner in her own home.

Rhode Island 55

Rhode Island Daughter Father Kids and Family 55

Family Balance Sheet

APRIL 6, 2016

However, there are simple things we can do every day that help Mother Earth by using less energy, sending less trash to the land fills, and conserving our natural resources. Use reusable grocery bags, rather than the plastic bags to cart your groceries home from the store. Conserve water. Brew your own coffee. Choose thrift first.

Saving Money 100

Saving Money Gift Cards Money Giveaway 100

Prairie Eco-Thrifter

MAY 19, 2013

While you don’t need every gardening gadget found at your local home and garden center, you should invest in good tools. Most home gardeners do not need to use chemical fertilizers on their vegetable gardens. When done right, this home composted material will feed the plants in your garden and help deliver beautiful, high-yield plants.

Gardening 202

Gardening Garden Flowers and Plants Money 202

Nicoles Nickels

SEPTEMBER 14, 2013

From an interfering mother whose love for her daughters is limitless, to a newly single woman who is forced to find herself after she thinks she has lost everything, both films are laugh-out-loud hilarious and fun for the whole family. New Rangers, Zords, enemies and battles make this anniversary season the most exciting yet!

DVDs 111

DVDs Giveaway Family Sewing 111