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A Goal Without a Plan is Just a Wish

Family Balance Sheet

The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We were excited to cross this accomplishment off our bucket list.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. It was a scary time for us.

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How to Save Money Visiting Yellowstone National Park

Prairie Eco-Thrifter

We also sat and chatted with our son and daughter-in-law in front of the fireplace at the Lake Lodge building, enjoyed the free piano concert and string quartet in the sunroom at Lake Yellowstone Hotel and rocked in the rustic rockers on the porch of the Roosevelt Lodge. Enjoy Life, Save Money – Use your Work Job Perks!

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Don’t be a Buy-It-New Snob

Prairie Eco-Thrifter

I had purchased a much smaller (less sturdy) one at Walmart for $20 – my daughter-in-law inherited that one. We used to have a cat who just hated car travel (probably because the only time I put her in the car was to go to the vet!). This set is at least $20 new and around $15 used on Amazon. Also, a step with two steps for $5.

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Our 2018 Financial Goals

Family Balance Sheet

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. We don’t travel extensively, but we do like to get away. Cash flow necessary business expenses and renovations.