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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. We’re taking life one day at a time because things are changing so rapidly. Fortunately, we won’t be driving much.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings. Say No the Right Way The Tower of Power site suggests that you will be more successful saying no if you use the right No. Use Alternate Solutions Look for non-monetary resolutions.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

“Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. These are all important to help define the goals they would like to meet.”

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How To Get A Personal Loan In 8 Steps

Savings Corner

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

We have been using this system ever since. A zero-based budget is planning for every single dollar of after-tax income. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. Use old receipts, bank statements to get an idea of how much you must spend. lined paper.

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

Our current neighborhood used to be in a quiet country like setting with little to no traffic. It doesn’t pay to re-decorate every few years. We have a dry run on our property which, when it rains, carries the water off to a river. You have to at least, deal with fixing and patching. Roofs don’t last forever.

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