Savings Corner
DECEMBER 25, 2023
How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”
Savings Corner
DECEMBER 25, 2023
Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money.
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Prairie Eco-Thrifter
JUNE 24, 2013
We used to have a concrete driveway, but as part of a landscaping project, we ripped it out and replaced it with gravel. Gravel Doesn’t Cause The County to Raise Our Property Taxes. Some claim it is harder to use a plow or snow blower or to shovel the snow off the driveway if it is gravel.
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. We’re taking life one day at a time because things are changing so rapidly. Fortunately, we won’t be driving much.
Savings Corner
DECEMBER 25, 2023
Knowing how to calculate your home’s value with the help of online tools and trained professionals better prepares you to buy, sell, refinance, tap into your home’s equity — or even negotiate lower property taxes. Use online valuation tools Searching “how much is my house worth?” Here are five ways to determine home value.
Prairie Eco-Thrifter
JUNE 5, 2012
Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings. Say No the Right Way The Tower of Power site suggests that you will be more successful saying no if you use the right No. Use Alternate Solutions Look for non-monetary resolutions.
Family Balance Sheet
MAY 6, 2020
What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.
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