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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This will help you determine how to proceed with the closing process: If major problems are found, you might want to ask the seller for repairs, or you might even decide to back out of the deal (provided there’s an inspection contingency in the contract). To understand what is and isn’t covered, read Bankrate’s home inspection checklist.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Review lender requirements and gather documentation Once you decide on the amount you want to borrow, you need to know what it will take to get approved by a personal loan lender. However, some personal loan lenders will consider other criteria, such as your educational background or employment history, when reviewing your application.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

How to refinance your mortgage What happens when you refinance your home or rental property ? The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. You could have less equity in your home if you take cash out.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This is not a once and done deal. If you are new to budgeting, review and work on it every single day. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such as property taxes, association fees, home/auto insurance, etc. Budgeting is a lifelong habit. Yes, you really can budget!

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