Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. In 2013, our average monthly grocery spending was $635.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 2 – Reduce your grocery spending without sacrificing quality.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We got back on track with planning our spending and we were able to breathe again. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life.

Budgeting 133

Budgeting Budget Financial Goals Goals 133