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Update #1: Our Debt Freedom Plan

Family Balance Sheet

Back in March I wrote about my family’s Debt Freedom Plan. Being self-employed, we need to have a cushion for business expenses in the event that something happens, such as a tough sales month or our furnace/AC breaks. We also have some renovations and equipment that cannot wait and we need to cash flow.

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Family Budget Spreadsheets 2021

Family Balance Sheet

One summer, we didn’t have enough money to cover vacation and some day trips, so we hosted a yard sale to find the extra cash. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. We found junior tennis rackets at a yard sale for our kids. It can be an expensive season and it’s best to plan ahead. Get a community pool pass.

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