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How Much House Can I Afford? Affordability Calculator

Savings Corner

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

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Exploring Veteran’s Benefits

Prairie Eco-Thrifter

We don’t like debt. Military funeral honors. The VA says: “Upon the family’s request, Public Law 106-65 requires that every eligible Veteran receive a military funeral honors ceremony, to include folding and presenting the United States burial flag and the playing of Taps.” VA Mortgage. Transportation.

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Fun Staycation Ideas From All Across the Country

Family Balance Sheet

Diane Midwest Cedar Rapids, Iowa - Indoor Garden Musings Mansfield, Ohio - Live the Adventure Cincinnati, Ohio - Savings Lifestyle~Cincinnati Mount Vernon, Ohio - Living Better One Day at a Time Dayton, Ohio - Savings Lifestyle~Dayton Grand Rapids, Michigan - Kitchen Stewardship Metro Detroit, Michigan - "Cents"able Momma Oakland County, Michigan - (..)

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Festival of Frugality #271- 10 Movies, 10 Lessons Edition

Prairie Eco-Thrifter

Sandy presents Video: Beware of Illegal Debt Collection Practices posted at My Cheapass Blog , saying, “Some debt collectors will try anything to get you to pay, even some illegal tactics.func&#. Dean presents Gas Prices Rise: What Say You? posted at Dr. Dean’s TheMillionaireNurse.com Blog.

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Meet a Reader | Biker Liz

The Frugal Girl

” Sunrise on Lake Michigan I’ve moved a LOT – not as much as a military family, perhaps, but quite a bit for someone my age! I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. Tell us a little about yourself When asked the question “Where are you from?”,

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

VA loans are for current and veteran military service members and eligible surviving spouses. In other words, it’s the extent to which your home is an asset rather than a debt. Why We Like It Good for: first-time home buyers, military members and self-employed or underrepresented borrowers. USDA loans , backed by the U.S.

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Best Credit Cards – December 2023

Savings Corner

Most cards offer a “grace period” : If you pay your balance in full on each statement — meaning you don’t roll over any debt from one month to the next — you won’t be charged interest. If you carry debt, though, you’ll be charged interest. This is a charge you pay to move debt from one card to another.