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2019 Debt Freedom Plan Update

Family Balance Sheet

1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. We limited our dinners out.

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

Family Balance Sheet

Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan. My husband definitely was in charge of our debt free journey and made the initial goal to get a 15 year note and make extra payments on it from the start. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

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