Desserts Eating Out Emergency Fund Pay Off Debt 
Family Balance Sheet
JANUARY 20, 2017
Did you follow a particular debt freedom plan or book, such as Dave. Ramsey or Debt-Proof Living? emergency fund, so we started throwing what little extra we had straight. towards debt. towards paying off your debt. because we aren’t eating out. and dessert.
Family Balance Sheet
JUNE 22, 2020
But at the beginning of our journey to pay off the debt, I was listening to Dave Ramsey on the radio. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We said NO a lot.
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