Document Motivation Points Property Taxes 
Savings Corner
APRIL 4, 2024
What is the break-even point on a mortgage refinance, and why does it matter? The break-even point is calculated by adding up all refinancing closing costs and figuring out how many years it will take you to make up those costs with the savings from your new mortgage payment compared to your previous one.
Savings Corner
DECEMBER 27, 2023
Your lender will also tell you what you can expect to pay at closing after you apply for a mortgage, in a document called a Loan Estimate. Enter estimates for the price of a home you want to buy, your down payment amount, your interest rate and whether you plan to purchase discount points. How much are closing costs?
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