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8 Action Steps for a Frugal February!

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How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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11 Simple Meal Planning Tips

Family Balance Sheet

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. In other words, I need to follow my own advice.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Cancel unused subscriptions.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

2 – Reduce your grocery spending without sacrificing quality. Can you answer this question, how much do you spend on groceries each month? If you do not know the answer, then there is a good chance you are over spending. The easiest way to reduce your grocery spending is to plan your meals.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan. I list tons of ideas: How to Slash Your Grocery Spending . 31 Days to Find $1000 – I was able to find over $1000 with these ideas.

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