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Taking a Loan: Is Now a Good Time?

Prairie Eco-Thrifter

The global economic downturn and credit crunch has placed a large number of people under great financial pressure. Without clear knowledge of your finances you will not be able to make an informed decision regarding whether taking out a loan is necessary and sensible. Related posts: No Cost Refinancing – Pros and Cons.

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Should You Save Or Invest Your Money?

Prairie Eco-Thrifter

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. Your long-term financial plan should include being debt-free (because it is a constant drain on your finances) in conjunction with a lucrative investment portfolio, which is steadily increasing your wealth.

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track. What have you done to rectify them?

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Best Private Student Loans and Current Rates

Savings Corner

A variable rate may start out lower than a fixed rate, but could increase or decrease over time depending on economic conditions. Among families with college-bound students, 47% think they’ll need to borrow to finance a college education, according to Sallie Mae’s 2022 College Confidence study.

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