Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

MAY 22, 2011

The economic effects of the recession of 2008 are still very much upon us. Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Pick a plan that works for you. The plan only works when you work the plan; otherwise it’s just words on a page.

Debt 157

Debt Recession Unemployment Budgeting 157

Prairie Eco-Thrifter

NOVEMBER 25, 2012

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. Save or invest? What do you do?

Money 189

Money Debt Refinancing Credit Cards 189

Savings Corner

DECEMBER 25, 2023

Passive income can help you earn more during the good times and tide you over if you suddenly become unemployed , if you voluntarily take time away from work or if inflation keeps chipping away at your purchasing power. It has a ‘get-rich-quick’ appeal… but in the end, it still involves work. You just give the work upfront.”

Money 52

Money Making Real Estate Rent 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are the main types of personal loans to know.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MAY 29, 2013

Bank accounts don’t factor into your credit score, but the relationship you have with your bank might lead to financing opportunities. Consider opening an account at a local credit union. no-fees) on checking and savings accounts. They tend to offer more generous terms (i.e., Money Tips'

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes.

Money 133

Money Finance Personal Finance Real Estate 133