Family Balance Sheet

OCTOBER 18, 2019

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. 1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. DONE – 6/1/2014.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 17, 2018

Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. It has come in handy many times and if we need to use the money, we pause extra debt payments until we get back to our fund amount.| 2017 Update. 2016 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. We also have some renovations that we need to cash flow. | Our goal is to have everything funded by the summer. Start college funds for our two girls.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

JUNE 8, 2018

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. This group is a safe place where we talk, motivate, and share ideas about budgeting.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. If you thought my goal was lofty, you should cheek out some of theirs: Merissa at Little House on the Prairie Living is working towards saving to build a new home. Tiny bits can be a great motivator. We are currently building a new house.

Goals 49

Goals Emergency Fund Financial Goals Debt 49