Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We had such a sense of freedom after making that last payment and we let ourselves dream about some tangible goals that we sacrificed during those payoff years, such as travel and a new-to-us camper. Being self-employed, we need the security that it offers.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. I wouldn’t wish that feeling on my worst enemy.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. How to Make This the Best Gardening Year Ever | Kendra Spencer @ a Sonoma Garden.

2015 100

2015 Money Debt Home and Garden 100