Family Balance Sheet

OCTOBER 18, 2019

I turned 50 …I know, I know, I don’t look a day over 30, because 50 is the new 30… …anyway, on the last Friday of September, we sent in the very last payment to my husband’s student loan and our goal of paying off our non-mortgage debt by the end of this year is complete! DONE – 6/1/2014. DONE 2015.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. A student loan? We also have some renovations that we need to cash flow. | Our goal is to have everything funded by the summer. That’s a necessity.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

JANUARY 17, 2018

Move up the Student Loan Payoff Date. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. It has come in handy many times and if we need to use the money, we pause extra debt payments until we get back to our fund amount.|

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 8, 2018

– other necessities: insurance, medical expenses, tithe/giving, savings, loan payments (credit cards, student, personal), Non-necessities could be: – Clothing, smart phone plan, recreation, gifts, beauty/personal, entertainment, anything that you might spend money on, but it’s not necessary for your survival.

Budgeting 133

Budgeting Budget Financial Goals Goals 133