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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. March 2020 arrived.

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It’s Not Too Late to Save for the Holidays

Prairie Eco-Thrifter

Then you’d only give a present to the person whose name you drew, which could slash your spending depending on how many siblings you have. Can you make any presents? If you don’t have a lot of cash, making presents can be the way to go. First, do you have time to make homemade Christmas presents?

Holiday 169
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Short on Cash? | 31 Days to Organize Your Finances

Family Balance Sheet

So if you could use some extra cash for your emergency fund , or save for Christmas presents or any other activity or need, then you must read 31 Days to Find $1000. It was a very successful series and when I calculated how much we were able to find from the ideas, it totaled over $1000.

Finance 127
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Over 40 and Worried about Money? Start here!

Family Balance Sheet

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ” eemusings from NZ Muse presents Hybrid cars: a week in the fast lane.

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. It’s wasted money.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. Anon from Gen Y Capitalist tells Why It’s Better to Travel NOW Rather Than Save For Later. Shawanda Greene from You Have More Than You Think presents Why’s It Got To Be All or Nothing? A plan B is a must in any home.