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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

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Fixed categories are things like your mortgage/rent, insurance premiums, and car payments. Variable categories change monthly depending on your spending habits and include categories like groceries, dining out, clothing, utilities, and entertainment. Groceries. I talk a lot about grocery spending on this blog.

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25 Ways to Find Money for Your Emergency Fund

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2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. 11 – Find free entertainment.

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25 Ways to Find Money for Your Emergency Fund

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2 – Reduce your grocery spending without sacrificing quality. Can you answer this question, how much do you spend on groceries each month? If you do not know the answer, then there is a good chance you are over spending. The easiest way to reduce your grocery spending is to plan your meals.

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How to Start a Budget (and be successful at it!)

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Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Food: groceries, meals out, school lunches. – Transportation: loan payments, fuel, insurance, service/repairs, necessary parking/tolls. The grocery category is the easiest one to reduce.

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