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What Is A Home Equity Loan?

Savings Corner

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.

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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. Cash-out refinance FAQ What are the requirements for cash-out refinance? You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

You may need to submit additional paperwork as your lender completes the process, such as bank statements, tax returns or additional proof of income, so keep your paperwork organized. FAQs What is a good credit score to buy a house? What’s your local market like?

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Reader Q&A: Do You Always Use Coupons?

Saving Everyday

And remember, even if an item is free, you’re still paying tax. There are also people who will buy it just because they have a coupon, and this a big no-no. The bottom line is, you should never be buying things you don’t need, coupon or not. So if your family will never use it, even freebie deals should be kept to a minimum.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill.

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CVS Coupon Matchups Week of 7/10/16

For the Mommas

If you are new to coupons, consider checking out our FAQs on how to get started! FREE Movie Ticket wyb $20 of any Coppertone Products printable [in 1 transaction; after all discounts, coupons and taxes applied] $1/1 Coppertone Sunscreen Product printable [3-oz.+] $1/1 Coppertone Product, exp. 7/24/16 (SS 06/26/16 R) [5-oz.+;

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Walgreens Coupon Matchups 7/3/16

For the Mommas

If you are new to coupons, consider checking out our FAQs on how to get started! These are the best Walgreen’s Coupon Matchups for this week! If you are new to FTM Coupon match ups, check out the How to Understand Coupon Matchups here. This will make your shopping trip easier! or 4 oz, Optic White or Total Mouthwash, 8 or 8.45