Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.

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Savings Corner

APRIL 4, 2024

You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. Cash-out refinance FAQ What are the requirements for cash-out refinance? You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop.

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Savings Corner

APRIL 4, 2024

Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill.

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Savings Corner

DECEMBER 24, 2023

You may need to submit additional paperwork as your lender completes the process, such as bank statements, tax returns or additional proof of income, so keep your paperwork organized. FAQs What is a good credit score to buy a house? What’s your local market like?

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Saving Everyday

MARCH 13, 2011

And remember, even if an item is free, you’re still paying tax. There are also people who will buy it just because they have a coupon, and this a big no-no. The bottom line is, you should never be buying things you don’t need, coupon or not. So if your family will never use it, even freebie deals should be kept to a minimum.

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For the Mommas

JULY 2, 2016

If you are new to coupons, consider checking out our FAQs on how to get started! These are the best CVS Coupon Matchups for this week! If you are new to FTM Coupon match ups, check out the How to Understand Coupon Matchups here. This will make your shopping trip easier! 1 Colgate Toothpaste, exp. 7/9/16 (SS 06/26/16) [3-oz.+; Limit 4].

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For the Mommas

JULY 9, 2016

If you are new to coupons, consider checking out our FAQs on how to get started! FREE Movie Ticket wyb $20 of any Coppertone Products printable [in 1 transaction; after all discounts, coupons and taxes applied] $1/1 Coppertone Sunscreen Product printable [3-oz.+] $1/1 Coppertone Product, exp. 7/24/16 (SS 06/26/16 R) [5-oz.+;

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