Family Balance Sheet

FEBRUARY 1, 2023

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. To read more about our experience, read How to Get a FREE Gym Membership. In 2013, our average monthly grocery spending was $635. I’m always looking for new ideas on how to cut back on spending without feeling a major sacrifice to our lifestyle.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. How much cash can you find?

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. 12 Scriptures for Goals and Guidance | Julie @ Loving Christ Ministries.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan. As a planner by nature, I actually like the term, “spending plan.” How to Start a Budget (and be successful at it!).

Budgeting 133

Budgeting Budget Financial Goals Goals 133