Family Balance Sheet

JANUARY 20, 2023

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific. How will we make these goals? My basement is still a mess.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

FEBRUARY 1, 2023

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Use up all of those odd ingredients. Go sledding.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. 6 – Eat dinner at home.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

OCTOBER 9, 2014

Yesterday’s assignment was to figure out where you are spending money. Today, we’re going to analyze those numbers and challenge ourselves to improve them. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. Groceries. I talk a lot about grocery spending on this blog.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

FEBRUARY 16, 2016

Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 6 – Eat dinner at home.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago.

Budgeting 133

Budgeting Budget Financial Goals Goals 133