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Our 2023 Financial Goals

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Did you make 2023 financial goals ? My husband and I discussed some ideas over our holiday break. We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific.

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8 Action Steps for a Frugal February!

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How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

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How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Use up all of those odd ingredients.

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Frugal Friday: Cheap Turkeys for the Win! 11.18.16

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It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. For breakfast this week , I cooked up several packages of breakfast sausage that I found marked down breakfast sausage at the grocery store on Sunday. Shopping online this holiday season?

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25 Ways to Find Money for Your Emergency Fund

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2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Related Reading: How to Save Money on Groceries.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). 2 – Reduce your grocery spending without sacrificing quality. Can you answer this question, how much do you spend on groceries each month? The easiest way to reduce your grocery spending is to plan your meals. It is NOT a spending account.

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How to Start a Budget (and be successful at it!)

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Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

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