Family Balance Sheet

APRIL 9, 2021

At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. It took us six long years from the time we made this plan a priority. To stay motivated I would listen to the debt-free screams on The Dave Ramsey Show. We used Dave Ramsey’s debt snowball method. |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. We later did the big celebration during our summer vacation by heading down to Nashville to do our Debt Free Scream live on Dave Ramsey’s radio show.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2014

Use this to develop a budget & determine where you will cut back. (If I was spending the same on groceries as my mortgage because we’re grain free sugar free & there were way too many quick stops at the store on the way home, while hungry). (I Use cash system with envelopes for your over spending areas.

Debt Free 235

Debt Free Debt Mom Goals 235