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5 Easy Budget Categories to Reduce

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And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Find a partner to keep you accountable.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

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Fixed categories are things like your mortgage/rent, insurance premiums, and car payments. Variable categories change monthly depending on your spending habits and include categories like groceries, dining out, clothing, utilities, and entertainment. To find three categories to reduce, take a look at your variable expenses.

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How to Start a Budget (and be successful at it!)

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A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. This could be your rent/mortgage, utilities, loan payments, anything that has a due date. You can find that here: [link]. Sample Budget Calendar.

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10 Smart Ways to Become Debt Free

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When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Carrie worked at H&R Block during tax season and flipped yard sale finds for a profit on eBay. They Managed their Grocery Spending.

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