article thumbnail

3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

In 2013, our average monthly grocery spending was $635. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Our savings: $55 a month or $660 a year.

article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. So I am declaring a Frugal February.

February 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Introducing the 2014 Grocery Budget Challenge

Family Balance Sheet

Are you spending more on groceries every month than your budget allows? Would you like to reduce your grocery spending? Are you an impulsive grocery shopper? The grocery bill can get out of control for me if I’m not careful. This year, I need to reduce our grocery spending and I need to succeed.

Budgeting 174
article thumbnail

Day 4 of 31 Days to Slash your Grocery Budget: Pantry Challenge

Family Balance Sheet

31 Days to Slash your Grocery Spending. Along with your orderly kitchen, you should also have an inventory of the food that you have on hand. Today, we’re going to plan meals using those inventories of foods you found in your pantry, fridge, and freezer. Today is Day 4 and your assignment: Pantry Challenge.

Groceries 100
article thumbnail

The Final Grocery Budget Challenge Post

Family Balance Sheet

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. Through out the year, my grocery spending ranged from $425 – 500 a month.

Budgeting 124
article thumbnail

Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. To reign your grocery spending in, you must plan all of your meals.

February 100
article thumbnail

Grocery Budget Challenge | July & August

Family Balance Sheet

We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Our grocery spending crept up to about $500 a month during the summer.

Budgeting 100