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Buying a Home With the Help of Mortgage Insurance

Prairie Eco-Thrifter

It’s easy to spot in the little things; overbuying at the supermarket and then needing to throw food away, buying clothes that you never wear. If you’re one of the many people who can’t afford to put down the preferred 20% down payment, then you will be required by the lender to get mortgage insurance. So, what do you think?

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Money Matters: How to Prepare Your Finances for a Recession

Motherhood Moments

Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly. Get ahead of a possible job loss by punching up your resume today.

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Are You Prepared For An Emergency?

Prairie Eco-Thrifter

This emergency might be one related to a natural disaster, or it might be a financial emergency, such as a job loss. I have emergency supplies in the car, including blankets, food, flares, and First Aid. Financial contact numbers for banks, credit issuers, insurance companies, and others. Personal hygiene supplies.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Was there a particular event?