Prairie Eco-Thrifter
JANUARY 16, 2012
If you’re one of the many people who can’t afford to put down the preferred 20% down payment, then you will be required by the lender to get mortgage insurance. The Definition of Mortgage Insurance. Private mortgage insurance , orPMI, protects the lender and investor from loss, not the borrower. So, what do you think?
Motherhood Moments
JANUARY 18, 2023
Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly. Get ahead of a possible job loss by punching up your resume today.
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Penny Pinchin' Mom
DECEMBER 17, 2023
Emergencies constitute things like: Job loss Medical emergencies Accidents Unplanned large purchases (necessary large purchases) Natural disaster expenses You absolutely need to have this money set aside somewhere it can be easily accessed but also not within your day-to-day reach. If not, you need to get one.
Prairie Eco-Thrifter
MAY 1, 2013
If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt. And what happens when you add in property taxes, utility, home insurance, and maintenance? Markets and economic conditions change as well.
Prairie Eco-Thrifter
MAY 30, 2012
Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Not Being Properly Insured You are the wage-earner, the care-giver, the home-maker, whichever of these titles you hold. Make establishing an emergency fund a priority.
Prairie Eco-Thrifter
JANUARY 30, 2013
This emergency might be one related to a natural disaster, or it might be a financial emergency, such as a job loss. Financial contact numbers for banks, credit issuers, insurance companies, and others. You never know when an emergency will arise.
Family Balance Sheet
APRIL 12, 2016
It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. Was there a particular event?
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