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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. Rent instead of own. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. And if you rent, save money and then invest the difference. Reduce convenience foods.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

Use all the food you have, and freeze it if you know you won’t use it up before it expires. Instead of seeing a movie, rent. you are debt free? When we first started paying off debt we really didn’t have anything to. readers who want to become debt free? Or rent it from the library.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I could barely afford my $600 rent payment, which was in a horrible neighborhood. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. This could be your rent/mortgage, utilities, loan payments, anything that has a due date. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs.

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