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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Emergency Savings = Last Resort. Post-coronavirus, not so much!

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

After a pandemic-fueled, seller-benefitting boom — with bidding wars, inventory shortages and spiraling prices all over the country — the housing market began to cool down in 2022. Get started: Research the requirements for the loan you want so you know exactly how much you’ll need to save for a down payment.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Transportation: loan payments, fuel, insurance, service/repairs, necessary parking/tolls. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries.

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