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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. Have a Virtual Yard Sale. Sell Unused Video Games. Babysit or House Sit.

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Walmart Holiday Layaway Program | 2012

Saving Cents With Sense

Walmart Holiday Layaway Program | 2012. It’s that time of year again where many of can not believe that we have to start thinking about shopping for the Holidays again! Walmart has just released the Walmart Holiday Layaway Program for 2012 which will start earlier this year on September 16th and end December 14th.

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Put Yourself on the Path of Happiness for the Holiday Season

Prairie Eco-Thrifter

The holiday season can bring shudders and tears to folks who have lost family members or friends; who have lost jobs and income; who have seen illness come into their lives; or who have lost hope and aspiration. How does he find the blessings of the holiday season with no money to buy gifts? How does he get his self-esteem back?

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Fun Freetime: WITS Board Game

Motherhood Moments

Since the pandemic took hold of our lives, sales of board games, card games and jigsaw puzzles soared more than 370% as families stocked up on in-home entertainment to avoid lockdown apathy and fatigue. My future goals are to continue to create games. It also should not take a long time to complete a game.

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Holiday Marketplace: Listing Fees Waved for the Holiday Season!

Saving Cents With Sense

For the Holiday Season, this is a perfect place to sale those used toys your kids have to make room for new ones or Holiday decorations that you may not need any longer for the holiday season. Sellers, this means you can keep more of the money from your sale.

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Christmas Savings Club | June 2019

Family Balance Sheet

My monthly goal is $100. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. In May, I made money from a yard sale and put $50 towards our Christmas savings. I’m challenging myself to find the cash outside of our budget.

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