Family Balance Sheet

FEBRUARY 1, 2023

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. So I am declaring a Frugal February.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. Happy 4 months til Christmas! September Assignments: 1.

August 100

August Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 5, 2015

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break. See you on Thursday, January 29. Thrifting'

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

JANUARY 20, 2023

My husband and I discussed some ideas over our holiday break. In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. What is your skillset?

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 8, 2014

Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food. Not only do I need to get control of our grocery spending again, but I also am challenging myself with a new budget for January. In other words, I need to follow my own advice.

Meals 186

Meals Simple Menu Planning Menu Plans 186