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Our 2023 Financial Goals

Family Balance Sheet

My husband and I discussed some ideas over our holiday break. I cried for days and we celebrated the occasion with a family cruise a few months later. Also that year, I wanted to create an In Case of Emergency (ICE) binder for my family. I did achieve this goal and ended up calling it our Family Vital Information Binder.

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8 Action Steps for a Frugal February!

Family Balance Sheet

Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals. Spend Frugal February planning your meals from food that you already have in your kitchen, refrigerator, and freezer. Share in the comments.

February 130
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Christmas Savings Club | August Meeting

Family Balance Sheet

That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program. Our grocery spending has crept up over that last several months and it was time to rein it back in.

August 100
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How to Save Money on Groceries

Family Balance Sheet

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! Seriously, my kids claim hunger ALL.DAY.LONG. According to the U.S.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month?

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Frugal February

Family Balance Sheet

If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite! Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals. How much cash can you find?

February 100
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11 Simple Meal Planning Tips

Family Balance Sheet

My challenge is I need to reduce our bill, but not make everyone in my family miserable because there is no room for the occasional extras that make us happy, like a special treat or wild caught salmon or Kalamata olives. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food.

Meals 186