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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We use the gym, so we’ve never felt like it was a waste of money. In 2013, our average monthly grocery spending was $635. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family.

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8 Action Steps for a Frugal February!

Family Balance Sheet

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. Use up all of those odd ingredients.

February 130
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Day 4 of 31 Days to Slash your Grocery Budget: Pantry Challenge

Family Balance Sheet

31 Days to Slash your Grocery Spending. Today, we’re going to plan meals using those inventories of foods you found in your pantry, fridge, and freezer. And hopefully, your next shopping trip won’t be as expensive, because you’re using food already in your kitchen. I will need to buy the canned clams.

Groceries 100
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The Final Grocery Budget Challenge Post

Family Balance Sheet

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. Through out the year, my grocery spending ranged from $425 – 500 a month.

Budgeting 124
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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals.

February 100
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Christmas Savings Club | August Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

August 100
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Christmas Savings Club | June Meeting

Family Balance Sheet

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. Or challenge yourself to reduce your grocery spending by your shortfall.

June 100