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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This could be your rent/mortgage, utilities, loan payments, anything that has a due date. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Food: groceries, meals out, school lunches. The grocery category is the easiest one to reduce. Sample Budget Calendar.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

Everyone had unique motivation for working towards debt freedom: Jackie and her husband were sick of the stress that goes along with money issues. She offered to do people’s taxes, or get their bookkeeping organized in exchange for a discount on her rent, or car repairs. They Managed their Grocery Spending.

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