article thumbnail

Our 2023 Financial Goals

Family Balance Sheet

It was a momentous occasion that was many years in the making. I cried for days and we celebrated the occasion with a family cruise a few months later. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. I spent about $870/month on groceries.

article thumbnail

Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

Groceries. I talk a lot about grocery spending on this blog. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending. If this interests you, also read, How We Watch Really Great TV Without Cable.

Budgeting 100
article thumbnail

5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Meal planning really is that effective.

Budgeting 100