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5 Easy Budget Categories to Reduce

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If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. We used to spend hundreds of dollars a month going out to eat at restaurants. It saves us $67 a month. Dining Out.

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25 Ways to Find Money for Your Emergency Fund

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2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Try freezer cooking.

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25 Ways to Find Money for Your Emergency Fund

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Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 3 – Commit to funding the account.

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10 Smart Ways to Become Debt Free

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Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

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