Family Balance Sheet

NOVEMBER 26, 2014

The Christmas season is upon us. The season of family, faith, food and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of last minute ideas to find some extra cash for your Christmas spending. I use this spreadsheet. Can you teach piano lessons?

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

JANUARY 24, 2012

Take time to shop around to figure out what exactly you want done. When I redid ours, I used that spray meant to re enamel tubs to re-finish the vanity tops. When I redid ours, I used that spray meant to re enamel tubs to re-finish the vanity tops. Thrift shops. Garage or estate sales.

Renovation 189

Renovation Home Real Estate Re-use 189

Prairie Eco-Thrifter

APRIL 24, 2013

If you want to save money, one of the best options is to buy used. Not only can buying something second-hand help you save money, but it also reduces the amount of resources that you use. Buying used is one way to increase the sustainability of your life. There are many consumer electronics items that you can purchase used.

Saving Money 213

Saving Money Money Used Buy 213

Family Balance Sheet

JULY 16, 2015

We used to spend hundreds of dollars a month going out to eat at restaurants. Heating/Cooling – According to Energy.gov, you can save 5% to 15% a year on your heating bill by setting the thermostat to 68°F while you’re awake and setting it lower while you’re asleep or away from home. It saves us $67 a month.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Prairie Eco-Thrifter

NOVEMBER 9, 2011

A handy reference should have many clear pictures and easy-to-follow instructions in order to be of use to you. That way you can watch for patterns and materials that you find appealing, and you’ll be able to focus on just a few items while you’re first starting out. Use Recycled Fabrics. Learn How to Sew.

Clothes 216

Clothes Clothing Making Sewing 216

Saving Cents With Sense

AUGUST 30, 2013

Thrift Store Style. Brand names can be expensive and shopping at the mall restricts wardrobe options. Thrift stores, on the other hand, offer affordable, stylish clothing. Many shoppers are now turning to thrift stores to find fashionable items. This site uses affiliate links. Dining Hall. Broadband vs. DSL.

College 102

College Student Public Transit DSL 102

Prairie Eco-Thrifter

OCTOBER 6, 2013

Anything you now longer want that is still wearable and in reasonable condition can be donated to thrift stores. Whatever you choose, you will be de-cluttering your home, recycling, re-using and maybe making a bit of money as well. This was certainly not a good use of my limited clothing allowance. Go Frugal Go Green'

Saving Money 249

Saving Money Green Money Clothing and Accessories 249

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Collect your bills and start shopping around for new vendors. But when you’re trying to save money, cut out this costly expense. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 1, 2021

Collect your bills and start shopping around for new vendors. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. Related Reading: How to Save Money on Groceries.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 6, 2016

However, there are simple things we can do every day that help Mother Earth by using less energy, sending less trash to the land fills, and conserving our natural resources. So we’re helping the environment and saving money…it’s a win-win. Trap rain water and use to water your plants and garden.

Saving Money 100

Saving Money Gift Cards Money Giveaway 100

Saving Cents With Sense

JANUARY 18, 2016

Before you start shopping, check your wardrobe for a few pieces you might be missing. Thrift Shopping. With your wardrobe in mind, start with thrift stores. Thrift stores are not the dusty, smelly places of the past. Smart Shopping with Coupons. You can also shop online with coupons.

Thrifty 40

Thrifty Budgeting Budget Mom 40

Prairie Eco-Thrifter

APRIL 30, 2014

We’re glad we didn’t buy any furniture, or we’d have quite the full house! Many people overlook the power of using textures in a home to add points of interest as well as space and a homey feel. Use Patterns Sparingly. Use Patterns Sparingly. But definitely use them! Out of Sight, Out of Mind.

Home 182

Home Making Furniture Thrift Stores 182

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. Calculate how much debt you have by using my free Family Balance Sheet. There are definitely things we’re saying no to, but there are also things that we won’t to give up.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Saving Cents With Sense

MAY 29, 2014

Just because you’re approaching a penny-pinching summer doesn’t mean you can’t plan for an out-of-the-ordinary weekend with your special someone. Local Thrift Shop Tour. After hours of splurging on homemade sweet treats, take time away from your love nest and tour your town’s thrift shops.

Log Cabin 81

Log Cabin Thrifting Wine Lingerie 81

Prairie Eco-Thrifter

NOVEMBER 27, 2013

If you are looking for a can of spray paint you used last summer, you are more likely to look somewhere that you have other cans of paint stored. Store things where you use them. Unless you have a very small house, you can save yourself time and effort by storing stuff where you use it. Get Organized'

Organic 177

Organic Organization Home Painting 177

The Frugal Girl

FEBRUARY 14, 2024

Today we’re meeting a reader who only found my blog a few months ago; I love that she already volunteered to do a Meet a Reader post. Tell us a little about yourself I’m Andrea, I’m in my 20s. My wedding dress, thrifted! Essentially, we’re saving up a nest egg so that we have future freedom!

Friends And Family Sale 190

Friends And Family Sale Library College Cars 190

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130

Saving Everyday

DECEMBER 13, 2016

I often find myself saying “I wish I had that when my kids were little” OR “you’d use that once and never use it again” I understand you want the best for your baby and shopping for them is very exciting. Once you receive your $10 Catalina, you can use on your next purchase – like Kroger cash.

Baby 40

Baby Kroger 2016 Saving 40

Prairie Eco-Thrifter

APRIL 3, 2013

In spite of that, history indicates that sweat shop seamstress positions had a ratio of 20 applicants per position. In many parts of the US, people learned to sew as part of their life skills – from parents or family or schools. I got 160,000,000 results today using Google Chrome. til 11 P.M til 12 at night”.

Sewing 201

Sewing Sewing Machines Machines Saving Money 201

The Frugal Girl

OCTOBER 3, 2023

I re-explained the history, and the guy double-checked it with a higher PSI. Not every Midas shop in my area does the free flat fixes, so call around if you need this service. Not every Midas shop in my area does the free flat fixes, so call around if you need this service. Sure enough, there was a pinhole leak in it.

Frugal 130

Frugal Mice Sewing Sewing Machines 130

Frugal Luxuries

SEPTEMBER 25, 2012

You may call it by other names such as prudence , sparingnes s and thrift , whatever your choice may be it always means the unwillingness to squander goods and spend money unnecessarily. It is the careful use of goods and resources. I re-purpose them by painting the outsides white using ordinary acrylic wall paint and a brush. (I

Art 40

Art Frugal Painting Home and Garden 40

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100

For the Mommas

FEBRUARY 18, 2016

No matter how much money we’re bringing in, just about all of us feel as if we could stand to cut down on our spending and put a little bit more money into our rainy day fund. Setting specific goals can help to get us excited about saving money. Don’t Be Afraid to Shop Secondhand. Set Specific Goals.

Money 40

Money Goals Kids and Family Saving Money 40