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Meet a Reader | Gretchen from Oregon

The Frugal Girl

My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. We spend most of our time seeing friends and family, participating in our church activities or working on our property. Tell us a little about yourself! My husband is a middle school language arts teacher.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

I was just working on it yesterday as I was making some notes of gift ideas for my kids. Make Money from your Skills or Hobbies. I shop at thrift stores frequently and I am always amazed at how much I see with store tags still on the product. I use this spreadsheet. 10 Ideas to Find Cash for Christmas.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home. Pretty nails and toes?

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Exploring a New Town

Prairie Eco-Thrifter

Even if you don’t want to use the YMCA for entertainment, your local YMCA will likely have affiliate organizations that they work with that might have something that will pique your interest. My favorite hobbies have fallen into my lap unexpectedly, even if I was a naysayer of the activity. Visit Your Local YMCA. Be Open Minded.

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Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

What are your hobbies? It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Funny how that works. Were there arguments during the time you were working on your debt? So I work the budget and spreadsheets. Where are you from?

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Should You Learn To Sew?

Prairie Eco-Thrifter

As a hobby. If you own a material store, you want someone on staff that understands the customers – someone who knows how to sew! If you sell sewing machines, you want to be able to demonstrate how they work to your potential customer and probably offer some classes on how to sew to gain added revenue. Why learn to sew?

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