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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. One way to do this in a two income family is to live off of one income and bank the other. Put the holiday gift of cash into your account. Do you have a money tree? We did that.

Virginia 160
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Saving Tips & Free Crediting Monitoring

For the Mommas

that gym you no longer use.) Do you really need cable television or can you make do without? One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. Consider using an interest rate calculator to determine how much you should pay.

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"Potential Accomplishments" and The Natural Magic of List-Making: Creating a Master~List

Frugal Luxuries

My memory is on overload most of the time so I especially love the idea of a Master List of Potential Accomplishments and have long used this tactic to unburden myself mentally. I firmly believe there is a kind of a natural magic in list ~ making. I ' ve found that lists are an invaluable tool for staying focused. the carpet.

Making 40
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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. Shame on us for dragging our feet on this for too long. This will take us most of the year. Read our Health Insurance Story: . Save for a camper upgrade.