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Is It Worth It To Purchase Insurance For Your Smartphone?

Prairie Eco-Thrifter

And, being that it’s not the cheapest cell phone in the world, it’s also understandable why you may be contemplating if you should get insurance for it. After all, sometimes phones break, get lost or are stolen. Although you certainly can’t control someone stealing your phone, has that ever happened before?

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Ways to Beat Lifestyle Inflation

Prairie Eco-Thrifter

Here is what I think would work for me to beat lifestyle inflation: Pretend You’re Not Making More I’ve considered filling out a form with payroll at my work to transfer the difference between what I used to make and live on, and what I now make, into my savings account. Likely, there was a reason.

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A Case for Starting an Online Business on the Side

Prairie Eco-Thrifter

You can use what is in your head (your brain!) You don’t need to build a brick and mortar store, staff it, buy equipment or really spend more than $100 to start a business, if you do it online. You may find yourself making more money online off of your business than you are at your day job.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings. However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Add it up to get a total. What is your craft?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. We use an online account like, Capital One 360 (my referral link). You never know when you will need this money. What is your craft?