article thumbnail

How to Manage Your Personal Loan

Savings Corner

NerdWallet recommends the simple 50/30/20 budgeting plan , in which you spend 50% of your earnings on necessities, no more than 30% on things you want and 20% on debt repayment and savings. It can be psychological, says Tess Downing, a San Antonio-based financial planner.

Debt 52
article thumbnail

Parenting Pointers: Self-Regulation

Motherhood Moments

There is no such thing as a "fixed outcome": trajectories can always be changed, at any point in the lifespan, if only we have the right knowledge and tools. Let’s take a simple example. But to keep things simple, we stick to the original definition, which dates back to the beginning of the 20 th century.

Parenting 150
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Gratitude Brings Wealth

Prairie Eco-Thrifter

Our matriarch risked (and received) ridicule by family members to make her point about gratitude. The Psychological Science journal reported on a study done in 2014 which showed that feelings of gratitude reduced financial impatience. What benefits does gratitude bring? Why would someone do that?

Gratitude 100
article thumbnail

Make Life Better For Yourself And Just Breathe!

Prairie Eco-Thrifter

Relaxation techniques have physical, physiological and psychological benefits and implications; this means that relaxation is important for good general health and wellbeing. This simple breathing exercise will calm you, refresh you and help you continue on with your day in a better frame of mind. Get Some ZZZ’s.

Making 220
article thumbnail

“Energy Efficient” Could Be Worse for the Environment

Prairie Eco-Thrifter

Here’s why: The whole point of “energy-star” appliances is that they use less energy, and are therefore easier on the environment. Others point out that energy-saving refrigerators and household appliances have grown in size in the last few decades because of the demand for larger freezer and refrigerator space.

article thumbnail

What Compels Women of Walnut Creek to Undergo Common Plastic Surgery Procedures

Fashion Without Guilt

If we wish to answer why that is happening, we cannot make a simple statement. We will all pass the point when we reach our forties or fifties, and we will feel less energetic when compared with our youth. On the other hand, we can treat cosmetic surgery as a psychological adjustment too.

Women 40
article thumbnail

Find out how Richard paid off $40,000 of debt

Family Balance Sheet

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. Personally I believe that getting out of debt is as much about psychology as it is about systems and processes. What inspired you to get debt free? Was there a particular event?

Debt 100