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Should You Invest In Renovations Or Purchase A New Home?

Prairie Eco-Thrifter

At one point or another, every homeowner eventually decides they want to either add something to their home, or renovate it one way or another. But if your family might very well move out in five to ten years anyway, then the question becomes a different one altogether: should you renovate or simply get a new home right off the bat?

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How to Calculate Home Equity

Savings Corner

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. It could deny your request to cancel your PMI when you hit that 80 percent LTV threshold, and can insist that you wait until the LTV drops two additional percentage points.

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Sell Your Home or Stay?

Prairie Eco-Thrifter

At some point in your life, you will probably ask yourself that question. You will need to repair, redecorate, declutter, stage and list your home, keep it clean, show it and more. At some point, we will just need to go or stay and deal with the consequences! How do we decide if we should sell our home or stay put?

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Should You Learn To Sew?

Prairie Eco-Thrifter

Time saved alone is worth the small effort you expend in learning how to make these repairs. The Frugal Girl blog does a great job of discussing this point! Being able to sew on a button, hem a pair of pants or a dress or fix a hole or tear is easily learned and cost & time efficient. To custom design and hand tailor.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

The scoring formulas take into account multiple data points for each financial product and service. Lenders may shave a few fractions of a percentage point off your interest rate if you make a larger down payment. Offers a generous selection of loans, including government-backed, interest-only, ITIN, jumbo, and renovation loans.