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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did.

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How to Determine Home Value

Savings Corner

Knowing how to calculate your home’s value with the help of online tools and trained professionals better prepares you to buy, sell, refinance, tap into your home’s equity — or even negotiate lower property taxes. Use online valuation tools Searching “how much is my house worth?” Here are five ways to determine home value.

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How to Save on Rental Cars

Prairie Eco-Thrifter

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. I searched several online sites to see what is available and apparently you can add quite a few things on these days. Use your discounts.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings. Say No the Right Way The Tower of Power site suggests that you will be more successful saying no if you use the right No. Use Alternate Solutions Look for non-monetary resolutions.

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Should YOU Buy a Boat?

Prairie Eco-Thrifter

Even according to boating sites, like Discover Boating , the costs are high: “In 2012, the average retail price of an outboard boat was $20,387. Then, you would also need the gear that makes having and using a boat fun. No one was buying used boats during the recession. Boat ownership means time spent.

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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

Assessed value is the value that will be used in determining how much you will pay in real estate taxes. The assessor’s office is usually not the same office that collects the taxes (yep that would be the Collector’s office). Most state laws require that assessed value be based on the market value of the property.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You can use these funds as retirement income, to pay medical bills or for any other goal.