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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

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How to Save on Rental Cars

Prairie Eco-Thrifter

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. I want this vacation to go well and that rental car will be our daytime home for 12 days. Reserve well ahead of your need.

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Should YOU Buy a Boat?

Prairie Eco-Thrifter

Even according to boating sites, like Discover Boating , the costs are high: “In 2012, the average retail price of an outboard boat was $20,387. Fishing equipment, tow ropes, skis or tubes, as well as special equipment for the boat (coolers, ladders, anchors, etc). Here are my reasons for not purchasing a boat. Boating is fun.

Buy 100
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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

How do you say no to a sibling’s request and still sleep well at night? Say No the Right Way The Tower of Power site suggests that you will be more successful saying no if you use the right No. What if your sibling just flat out refuses to do anything to support herself and wants you to do so for her?

Money 264
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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

Review your assessments and taxes for the past few years – the information will usually be on your real estate property tax bill and/or receipt. Find your counties government web site and review information on how it does assessments. Here is an example: [link]. If so, proceed to the next step.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

With refinancing, you can change the loan type as well as your lender. Then, check home search sites or have a professional appraisal to estimate your home’s value. Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. Your home equity is the difference between the two.