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Our Family Finances Update: January 2021

Family Balance Sheet

My husband drives a 2012 vehicle and in 2019 we got rid of a 2001 Honda Civic, which we bought new during my previous commuter life–pre-kids. Rest assured, I will not make this a habit though. In fact, every car we have owned, we have kept for at least 10 years.

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21 Random Facts about Me

Family Balance Sheet

I blame the kid before me as he almost hit a pedestrian and riled up the officer that was handling exams that day. Every time I make a turn like that I have flash backs to 1985. I hated all vegetables as a kid, but now enjoy most of them. I failed my driver’s test the first time I took it at age 16. EXCEPT lima beans.

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2019 Debt Freedom Plan Update

Family Balance Sheet

We started with 5 loans and paid the smallest loan off first, while making the minimum payments on the other 4 loans. What we are doing with extra money now that #4 is complete: Now that #4 is complete, we have decided to make #5 a priority. We’ve been in our home since September 2001.

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How We Paid off Six Figures of Debt

Family Balance Sheet

With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. We started with 5 loans and paid the smallest loan off first while making the minimum payments on the other 4 loans. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom.

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Zinio Review and Giveaway

Nicoles Nickels

Founded in 2001 and privately held, Zinio is headquartered in San Francisco and has offices in New York, London, Paris, Barcelona and Taipei.” Also, make sure to vote for me in the Zinio Influencer Contest (the winnings go to a charity!)