article thumbnail

3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. In 2013, our average monthly grocery spending was $635. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Gym Membership.

article thumbnail

My Word for 2019

Family Balance Sheet

Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. For the month of January, I am eliminating foods where sugar is the primary ingredient, such as desserts, sugary drinks, pastries, etc.

2019 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

’ Apart from our careers we’re very into cultural experience, LOVE big city life with all the culture and delicious food it provides and our greatest lament in moving to Western NY is that there won’t be the variety that our beloved Portland offers us. What are your financial goals now?

Debt Free 243
article thumbnail

Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. Food Street: How a Community Has Joined Forces to Start a Street Farm | Sam Walker @ Bubble ‘N Squeak. And 2015 is no different.

2015 100
article thumbnail

Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

Yep, we’re newlyweds and eloped together in December 2013. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now?

Debt 227
article thumbnail

Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

.” Real Estate Corey presents How to Furnish Your Apartment for Cheap posted at 20s Finances , saying, “One of the most common places that people overspend in their budget, in addition to buying food or groceries, is in home furnishings. It’s easy to see why this is one of the most expensive areas for people.

Money 113
article thumbnail

Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

Family Balance Sheet

I just moved to the more rural area to enjoy time gardening and cooking with real foods. The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. Meal plan based on dietary needs and whatever your hot buttons are for foods. (I

Debt Free 235