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2012 Financial Goals

Family Balance Sheet

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Our 2012 Financial Goals. We have set a goal date of July 2015 to pay off all of our debt. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Finish Will.

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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. If you're spending was too far out of your comfort zone, make adjustments as you fill in the budget for 2013.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. Our business is again thriving. We are communicating regularly.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

You’ll know how much is in your checking and savings accounts and your retirement accounts. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. There was a time our spreadsheet reflected a lot of debt and not a lot of savings.

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1st Meeting of the Christmas Savings Club

Family Balance Sheet

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. It's awesome.

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Christmas Savings Club | June Meeting

Family Balance Sheet

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. Our monthly goal for Christmas savings is $100. Can you believe it?

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Christmas Savings Club | May Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Our monthly goal is $100.

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