Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. Our business is again thriving. We are communicating regularly.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

AUGUST 6, 2014

In 2013, one of my favourite habits that I fell into was my Saturday morning productivity storm. I, like many humans, am a creature of habit, and tend to settle right in to routine and the daily tick, tick, tick that consistency creates. Saturday mornings were mine alone. My fiancé would sleep in, and I would be up early with the dogs.

Goals 172

Goals 2014 Laptops Ovens 172

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Personally, our goal is to OWN more than we OWE and to eventually OWE zero. It is a time to hash out any differences or make some bold plans so that we can achieve a particular goal.

Family 241

Family Debt Finance Kids and Family 241

Nicoles Nickels

FEBRUARY 20, 2013

, a P&G program that highlights innovative products for your self, family and home, is here in 2013 to help offer you bright ideas to transform your everyday. A Fresh Start: Tips to Make 2013 YOUR Year. • Keep the family in full swing with some tips on how to stay happy and healthy in 2013! knobs or handles).

2013 111

2013 Giveaway Family New Year's 111

Family Balance Sheet

DECEMBER 31, 2012

?. To kick off the New Year and the launch of their brand new site, BundleoftheWeek.com is offering an amazing bundle of ebooks designed to help you pursue your goals in 2013! The 2013 Confident Mom Weekly Household Planner by Susan Heid. This bundle is available for just $7.40 (a savings of over 75%!) for one week only.

New Year's 149

New Year's Goals Motivation 2013 149

Family Balance Sheet

JANUARY 25, 2013

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. My monthly goal is $100.

Christmas 127

Christmas Club Goals Budgeting 127

Prairie Eco-Thrifter

DECEMBER 30, 2013

A little education — and the application of the things you learn — can go a long way toward helping you set and keep financial goals that yield good returns. Get help setting financial goals, and working toward them. For 2014, my goal is to work on my dividend/income portfolio. We all need help sometimes.

Financial Goals 186

Financial Goals Goals Finance Money 186

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Finalizing your 2013 goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. January will be one giant nightmare when the credit card bills start rolling in.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 30, 2013

After running the Hershey Half Marathon for the last two years in October, I''m changing things up a bit in 2013 and trying a new race. I''m looking forward to a new venue, a new course, and a new goal. My goal for my last half marathon, in Pittsburgh , was to break the 2 hour mark. I succeeded with a time of 1:57:23.

Goals 100

Goals October Hersheys 2013 100

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JUNE 11, 2014

It happened in 2006 and again in late 2012 to early 2013. By summer 2013, our savings was at an uncomfortable level. What financial goals are you working towards? Are you making headway with those goals? It felt like it was taking forever to get to that point and to be honest my husband was feeling burned out.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

NOVEMBER 30, 2014

I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. It was a bold goal to reduce our spending by so much and I knew I would have to be very diligent with my meal planning. Back in January I introduced the 2014 Grocery Budget Challenge.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Our monthly goal is $100. On with the meeting.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. My monthly goal is $100. Are you meeting your goals?

March 100

March Club Christmas Goals 100

Family Balance Sheet

JUNE 25, 2013

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. Our monthly goal for Christmas savings is $100. Set aside your monthly savings goal for July.

June 100

June Club Christmas Goals 100

Family Balance Sheet

JANUARY 17, 2012

It is one of our 2012 Financial Goals and I am starting to research it. Our goal is to get there by Fall 2012 or Spring 2013. We are raising two stinkerbelles who adore princesses and Mickey and Minnie. So, we're Saving for Disney! And we're really, really excited about it! You have to plan it out, right down to the last detail.

Disney 157

Disney Disney World Financial Goals Vacation 157

Family Balance Sheet

NOVEMBER 25, 2013

We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. We were going to save for a cash Christmas in 2013 and the Christmas Savings Club was born. Did you make your yearly goal? That is quite an accomplishment. Are you going to have a cash Christmas?

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

August 100

August Club Christmas Goals 100

Saving Cents With Sense

DECEMBER 17, 2012

As I mentioned last week , ableBanking is a new online only savings bank that has a goal of helping customers save in a truly different way. The post Are You Ready to Start Saving in 2013? With the New Year right around the corner, now is a great to set your new resolutions, including make sure that you have a good savings plan.

2013 45

2013 Bank Banking Insurance 45

Family Balance Sheet

APRIL 9, 2021

Something happens mentally when you WRITE down your goals and plans for execution. Listed below is our original debt freedom plan that we wrote back in 2013. Our Debt Freedom Plan – written in 2013. Yes, I’d like to visit Nashville, but going down to scream at DR isn’t really a goal anymore. DONE 2014.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

MAY 6, 2020

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I still use my spreadsheet to this day! Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Our monthly goal is $100. On with the May meeting.

Club 100

Club Christmas May Goals 100

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

Club 100

Club Christmas July August 100

Nicoles Nickels

JANUARY 2, 2013

Lots of us make new-year’s resolutions but few of us succeed in obtaining those goals. “These are great goals, but the key for lasting success is setting them the right way – with a balanced approach.” It takes too long to achieve a goal of losing 20 pounds or of fitting into your skinny jeans.

Goals 63

Goals Contest January 2013 63

Family Balance Sheet

AUGUST 4, 2014

We also were working on paying for Jon’s master’s degree and then my own masters degree, which I completed in December 2013. It’s not specifically for debt repayment, but if he hadn’t built up the courage to ask for the raise that he deserved, we wouldn’t have moved as quickly toward our goals.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 21, 2015

August 2013 was a month that I’d like to wipe from my memory. But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. Read my other Women Inspired posts here: A Goal without a Plan is just a Wish.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. January will be one giant nightmare when the credit card bills start rolling in.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). We’ve been working since 2013 to pay off a boat load of non-mortgage debt. This is a work in progress and I feel it will always by my goal. This will always be a work in progress and you’ll understand why it will be more crucial for me when you read my 2020 goals below!

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. I created a Monthly Budget spreadsheet , because I like formulas.

Budgeting 160

Budgeting Budget Family Property Taxes 160

The Frugal Girl

DECEMBER 11, 2023

Being frugal allows me to stay at home with our little ones, which was always a goal of mine, and my husband has been very supportive of that. My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. What’s the “why” behind your money-saving efforts?

Money 195

Money Kids and Family Frugal Parenting 195

Couponing 101

NOVEMBER 30, 2013

Whether online or through the Fitbit App, you can set goals and stay motivated to keep on your path to fitness with graphs, badges, and friendly competitions. Bluetooth Smart devices (like the iPhone 4S), so you will know in real time when you are close to a goal and when you’ve reached one. is a post from Couponing 101.

Wireless 69

Wireless Activism Price Goals 69

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. In 2013, our average monthly grocery spending was $635. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. We want to have our cake and eat it too. Gym Membership. Our savings: $55 a month or $660 a year.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Nicoles Nickels

JANUARY 27, 2013

The goal is to raise $100,000 for this wonderful organization. Help NIVEA reach its goal and share the word on this great program. January 11 th – March 31, 2013. See what’s in it for you below! Spend $10.00

Nivea 69

Nivea Herbal Essence Brother Sister 69

Saving With Shellie

NOVEMBER 21, 2013

It’s a “hide-and-seek” game where the goal is to find the elf. Freebies Holiday 2013 Kids Tech' Children can also write to Santa using the app. Happy holidays! Find more great Amazon Deals like cheap MP3 albums, grocery savings and toy sales. Thanks Passion for Savings !).

Christmas 45

Christmas Frugal Lives Frugal Living Kids and Family 45

For the Mommas

DECEMBER 31, 2012

To kick off the New Year and the launch of their brand new site, BundleoftheWeek.com is offering an amazing bundle of ebooks designed to help you pursue your goals in 2013! The 2013 Confident Mom Weekly Household Planner by Susan Heid. This bundle is available for just $7.40 (a savings of over 75%!) for one week only.

New Year's 51

New Year's Goals Motivation Saving 51